It's possible that you may need to speak to your solicitor, or
appear in the stand in the event of the case going to court, but you won't ever
have to pay any legal fees.
And the cost is low, sometimes even free. Admiral include
it as standard. Most insurers do make a charge, but it averages around £20 a
year - for example, More Than charge £17.85, and Budget add an extra £24.
Consider the legal battles that have resulted from accident
claims in the past - especially those where serious injuries and claims were
involved. Compensation - and costs - can run into millions. No-one can doubt
that in cases like these, legal expenses cover is a worthwhile addition to any
So next time you buy car insurance, make sure your policy
includes legal expenses cover. Take it as an extra if it's not part of the
standard package. You'll barely notice the extra cost, but you'll certainly be
aware of the benefits if you ever need it.
Surveys have shown that many people overpay for their car insurance just because
they don't, or won't, take the time to shop around for the best rate.
Traditional rate shopping can be very time consuming as you will need to get out
the yellow pages, find the telephone numbers of the car insurance agents, dial
them up and deal with busy signals and being put on hold, etc.
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