The median price of a home in Delaware is $130,400. Recently, homes in Delaware have been appreciating at rates above the national average. However, Delaware homes are not as unaffordable as those in its neighboring states. The job growth rate in Delaware ranks them eighth highest in the nation. Average interest rates in Delaware are higher than the national average.

In Delaware, the Office of the State Bank Commissioner governs over mortgage broker licenses and regulates hundreds of non-bank businesses that provide financial services in the state.

Delaware does not currently have any anti-predatory lending laws. Mortgage loan brokers in Delaware are licensed to arrange residential mortgage loans for consumers. Businesses engaged in consumer lending, such as mortgage lenders or consumer finance companies, are considered Licensed Lenders.